Here in the UK, we’re lucky enough to have access to free, universal healthcare in the form of the NHS. However, the National Health Service isn’t without its faults and there may be several reasons for you to consider paying for private healthcare cover.
As a parent, you will, of course, want only the best for your child, especially when it comes to looking after their health and wellbeing. We’ve put together some common reasons why more and more parents are looking into taking out private health insurance for their little ones.
#1. NHS Strain
The NHS provides free healthcare to anybody in the UK and it’s great to know that, no matter what your age, circumstances, or health problem, you can receive the treatment that you need without paying a penny.
However, in recent times, the NHS has come under mounting pressure, with budget cuts, further pressure on doctors and other healthcare professionals, and a growing population all causing hospitals to become more stretched for resources and waiting lists to get longer. Because of this, an increasing number of parents are guaranteeing faster, high-quality care for their little ones whilst taking some pressure off the NHS through opting for private.
#2. Access to Alternative Treatments
If your child is unwell, then chances are that you want to try every possible treatment option to find one which works well for them and helps them to feel better. However, NHS care is often very limited when it comes to the type of alternative treatments, such as physiotherapy, that it can provide quickly. As a result, NHS patients are often left waiting a long time to try different treatment types and must make do with the first one available.
#3. You Can Get a Discount on Health Insurance
Although children do get priority treatment on the NHS, many parents who are considering private healthcare for themselves find it beneficial to add their children to a family plan for a reduced price. A typical family plan for two adults, and two children under the age of 10, will cost around £750-£1600 per year. Often, the cost of taking out a family plan is not much more expensive than insuring two adults, and many parents feel that this is worth the cost.
#4. Comfortable Treatment
Lastly, If your child is going to be expecting extensive medical treatment for a condition in the future, then opting for private care via health insurance will help to ensure that their experience is more of a comfortable one.
Patients in a private healthcare facility are usually treated in a comfortable, private room, which often includes more facilities and luxury items than an NHS ward. A private, personal room is much more comfortable than a mixed NHS ward, especially for small children who may already be feeling anxious about their treatment.
If you think private healthcare may be in the best interests of your child, it is a good idea to visit a website like Usay Compare. Here you will be provided with advice that will help you as a parent to make an educated decision on what is best for your child. Sites like this are able to provide a tailored recommendation based on your needs.